I'm hoping this thread will bring out the real senior men with stories of old and let us learn here as well. 

I also pride myself on being a quick learner.A little about me, I currently work as a senior web developer.

Hello, I am a U.S. citizen residing in Kampala, Uganda.

A quick google search returns lots of results...http://www.realtor.com/news/real-estate-news/can-a-person-who-is-not-a-citizen-buy-real-estate/

These might include Seniors with Long-time Ownership and Owners with Low Financial Stability Scores.

Disclaimer, US Citizen here so I don't know all of the rules in Canada.

The common theme I am being told when negotiating with a bank's senior management is that this request stems from bank regulators and audits. 

It's not good to have someone who thinks they have more seniority than you on your property.There are a number of issues that may come up with the old onsite still hanging around and gossiping against new owners.Yes - take away any privilege former manager had and, hopefully, they will leave.The sooner the better.

I've got a couple of million dollars worth of property in Australia which has and should continue to treat me well on the capital gains front, but I'm chasing cash flow assets now and - from my initial research - it seems like there might be some better money to be had on this front in the US of A, where I also have some business interests.I lack knowledge in the lending area, however, when it comes to the US banking system, and that's where I'm hoping to draw upon your knowledge, experience and advice.Straight off the bat, I'm guessing my options will be reduced, interest rates and loan-to-value ratios higher as a foreign citizen.

How would you conduct a background and credit check on a foreign citizen.