A drug conviction can destroy the kid's life, government assistance, housing, tuition, acceptance to colleges, holding any public office, gun permits or possession of a firearm, voting in some states, employment applications and the list goes on.

They need to get a renters policy to cover their personal property and protect you from their negligence.Verbiage from my lease:Insurance.

Sources for comps include: MLS, public records, a title company.

( i dont really want to record anything because i dont want them to call the loan due) also how do i protect myself.. if the seller ends up selling the house later?

That's for the employee's protection.

Some push Nevada, others recommend Delaware and there are some who say Wyoming has better protection than the above 2.

Our $99 bundle of internet, phone and tv quickly gets jacked up to $129 due to taxes and use fees, call waiting, caller id and a minor upgrade of the tv channels (if I hadn't upgraded my entire tv lineup would have consisted of local programming, public access and spanish channels).

So, the lender has underlying requirements that they set themselves to reduce defaults/foreclosures, thus protecting their FHA status.

WEll....assuming DTI, scores, public records etc......yes.

Jake, can't follow the link, but without reading it, I can see the public purpose, however getting between a lender and a borrower may have some legal issues that they may not be able to afford to fight.