As @Teri S. mentioned, the board should have insurance to cover them personally, however, when it comes Board Presidents and Board Members abusing their power, it is unfortunately not uncommon. 

Just a bit concerned a tenant might abuse it. 

I asked him when they would be gone and I was given plenty of racial slurs and verbal abuse. 1.

And that could happen, I won't deny it.

For criteria I'm only denying for felons less than 10 yrs.

An incomplete application should be automatically denied.

I don't want the abuse from a larger group of people and 1 person per bedroom is enough.

I know we have to send a letter when denying an application due to credit, but I can't find anything on Cozy's site that has a sample denial letter.

Not only would there possibly be personal and property damage but I bet the insurance company would have a very good reason to deny the claim.

E-mail says tenant has been admitted to a long-term treatment facility for substance abuse.