The kids are incredibly creative and not stuck in the old traditional ways at all!

Has anyone ever sectioned off part of a SFH for use as both a traditional rental & an Airbnb?

I prefer to put a little more down for a better return and buffer, but it is a personal choice.

Your Comment: "The Lord sent me a hard money lender" Don't be blaming God on your poor choices.

traditional financing How did you add value to the deal?

These flooring choices cost more for materials but the labor is usually the same cost.

tradition financing with seller credit and state grant How did you add value to the deal?

It may make sense to have a Traditional LLC as the operating company (property management firm) and then another strategy for asset protection for holding your rental properties. 

I guess at this point, I am going to focus more on some of the variables and not go with "traditional" numbers.

After talking with @Rex Celle I decided I would go with a traditional conventional loan to purchase this home......If using a conventional financing my focus is to use them on multifamily properties.