Sad but I feel taken advantage of by my realtor (since being a professional he should have known better than to write an offer up to close in 39 days), the seller and this lender (who kept using bait and switch as they for the past month kept saying they need this document, then several days later now they need this document, instead of requesting everything at once).

I feel this is a sad commentary of HGTV and how they are portrayed.

Sadly they only lend in the pacific NW last time I checked.

I've started 3 small businesses in my life but all have sadly failed.

Typically and sadly no.  

If you think an agent is going to present a terms offer to the seller, you are sadly mistaken.For creative deals to be successful you need to talk to the seller in person, and ask some good questions, like if you don't sell for cash with an agent, what are your options?

Lots of due diligence is required with turn key operators, find what they got it for, what improvements they made, who is that really on the lease, where did they come from and what is the market value based on comps not on lease amounts. ")Very sad, but true.Most turnkey properties are sold based on the cap rate and not value.

I was sad to find out that I had missed this by one day.

This is all very sad, because good investors are the people providing safe/reasonable places for people to live. 

I only hope that someday I get to the point of being creative enough, and fast enough, to make such creative, profitable, palatable deals before the opportunity slips away.Sadly, I'm one of those who thinks of the perfect response ... sometime after the opportunity is gone :(So sad ...