I’m wondering with all of the experience in here, if folks think this would be a good idea or no?

The only reason I bring up putting a loan in her name would be if I bought another property, was not prepper for a third yet a great deal came along.

You're right, the money is:more expensiverequires a larger down paymentsometimes has shorter termssometimes has to be and ARMThe commercial money works when:You own the property in an LLC and you want to keep it in an LLCYour debt ratio is crazy because you write everything and its mother offYou can't season the funds to closeYour partner has a credit score that kills your loanYou own more than 10 properties and your wife won't let you get more in her name Myriad other reasons to use commercial moneyCommercial money is out there when conventional no longer becomes an option.Stephanie

Hi,I'm hoping someone can share some creative financing ideas to help keep a family member in her home. 

She's been great so far along with bringing in her contractors who have been good with the remodeling also. 

The problem we have now, is we are applying for a mortgage in her name only.

Maybe the middle ground would be getting a statement from one of her stock or 401K portfolios (safe investments in her eyes) show the annual return, and break in down to monthly, it will probably be around the same $300-$400 per month she's mentioning to you about your RE investment strategy, then explain the various Tax advantages on top of the real estate similar gain.

But from a 1031 perspective if you want to sell quickly you'll want her to do the exchange while in her name. 

After his accident, his wife convinced him of putting the house in her name and then left him.

I don't buy CFDs mainly for that reason-- I don't want to have title/ownership to the property and the inherent liability that comes with ownership.