Why would anyone get a commercial loan?

[Shaun Morgan]

I've been looking into how to jumpstart my business and I'm looking at every type of loan to refinance a property. I hear a lot of people say that they BRRRR with a commercial loan, but the more I look at it I can't figure out why anyone would want to get a commercial loan. The terms seem worse in every way. Higher down pow net (if not refinancing), higher interest, often adjustable, shorter life of the loan, same cash reserves requirements at least, etc. Am I missing some advantage?