Because if I was wrong and it only turned out to be a base hit I still made money.

My FICO crashed from 800 when we hit a rough patch a couple years back.

We relocated to a new area, having come from a smaller city where we were very well established, but was hit extremely hard by the crash.

Single hung are actually more efficient.

If you hit your policy limits, and your situation plays out like mine:I'd expect them to cut you a check for 25k.

No matter what type of architecture, or exterior finish, many times updating with energy efficient doors, windows, new trim, and paint will do wonders.As for the maintenance of stucco, IF IT'S APPLIED CORRECTLY, and you have good gutters, etc. on the house, you shouldn't be having problems with mold.

Trouble came when that 1/12 months really really hit hard.

Yea depending on your market, once a property hits a hot listing price, it took spark many investors who shop in the area.

Given the competition in some areas, you need someone who sees it as soon as it hits the market.

What is the expectation of new inventory hitting the market in your area?