It seems easier on you to deny the puppy and keep your two dog limit.

Your tenant will eventually find out you are the owner and you'll lose a ton of respect if you've been denying that all this time.And lastly, from experience, don't place tenants based on who you prefer as your neighbor.

The issue is that a lot of cities such as mines are cracking down on them because some people abuse them. 

Normally, it is only when the mortgage is abused or interest rates go up enough for the bank to think they can make more money by calling the notes and re-lending the money to other people at a higher interest rate that they exercise the DOS.

We denied that offer adamantly and said they have 90 days to accept  our offer.

I'm certain that that request will be denied.

If it appears it's only to be used as an investment strategy, it will be denied by the underwriter.

It is now our opinion that denied boyfriend moved in anyway.  

There is no law that a lender have a loan modification program but there is a law that if they have one, it must be decisioned within 30 days of submission of a substantially complete loan mod package AND, if the borrower is denied a loan mod, the reason must be specifically stated.over 70% of all real estate loans (Over 90% back in 2012!) 

It doesn't matter whether a property is right outside the gates or 500 miles from the nearest active duty base- denying qualified rental applicants based on their military status is wrong.