Rates will decrease on ALL loans once rates actually decrease in general. 

Anwar actually did it by renting out the room.

@Julie McCoy, @Lucas CarlI've actually been leaning towards the Smokes just because it's only 3-4 hours away from me. 

that's the best way to get started.investing in properties directly is actually not all that passive. 

We've had to install bullet proof glass, leaded drywall, have a purchase contract actually read into the Congressional Record.

It's not just making things easier; it's like they're crafting the whole experience into a journey you'd actually enjoy.Zillow's not just stopping at making the search easier.

.: @Larry Batesi'd be cautious with "properties in a lower income area for rental properties"those numbers look great on paper, but the cash flow can be crushed by capex, deferred maintenance, vacancy, collections, and can take years to stabilize Thank you for the response when I said lower income I was actually speaking on the entire town.

I understand you can't exchange with yourself, but if the spirit of the law is to get us to build, why couldn't you put the profit into the actual construction even if you already own the land?  

Once you know what to look for in terms of an investment in your market then you can start speaking with lenders about using that 20k to determine what you can afford and then move into actually narrowing down properties and making offers!

Just curious to learn more about ppl actually renting to students near universities; especially in jersey.