Louis, MO for a while, and now am out in Southern CA.  

Are you looking to invest in Southern California or are you looking to invest out of state?

Hello,I need advice on 2 loan options when buying a duplex in southern California ranging .9m-1.3m.10%-15% down with 30 year fix of 4.75% interest rate.

I'm JP Murphy from Alaska, but investing in southern Indiana. 

I am veteran and qualify for a VA loan, but my soon to be fiancée is not open to house hacking or moving out-of-state.Area I Live In Market Status: I reside in is Southern California (Orange County/Long Beach Area) – Surrounding possible counties for investment San Bernardino & Riverside.Savings Status: Less than $2k, but slowly growing.Job Status: Work Full Time (45 to 50 hours a week) in Non-Real Estate related industry.Resources Status: Limited to Non-Existent.

With my house being paid off in Southern California I have a pretty good opportunity to borrow from it. 

I will eventually move to Las Vegas, but right now living in southern california where everything is expensive.

@Scott Rosslow You don't need to offer on every property at your price, some are just too far off, I'm not sure how competitive your market is out there but in Southern California if you offered 200k on a property that was asking 500k, they wouldn't even take the time to respond with a rejection.

LaPlata isn't bad, but the prices are high and most properties don't make a good long term rental.Try Port Tobacco or Welcome if you're not sure about Indian Head.I live 8 miles south of LaPlata and I've lived in southern Maryland my entire life.Best of luck and thank you for your service. 

Hello, Any suggestions or referrals for contractors in Southern Indiana & Louisville?