You probably havent been late paying your mortgage, but you can bet there is a first lien position on your property to protect the bank/lender who made the loan.

I'm usually a little too early to the game on my ideas, so its helpful to know this one still isn't a popular one.  

Anyway, you don’t mention what type/size portfolio you have, so I’ll just say - in general - that Cozy is very popular with landlords on this site.

Best bet is to raise the capital and bring in a financial qualifier aka KP 

Basically, I see as the tax man is trying to prevent people from betting their homes on business adventures...Just Google the topic.. 

I am watching I guess since I have a small bet in but not really expecting a reversal. 

It's pretty clear in bold letters on loan docs that it is an owner occupant loan.Plus, closing attorneys usually mention it when you're signing the papers...especially if they know you're new.The bank likely wouldn't not fall for the story you were going to live in it if you closed in 16 days and had it it rented out within the month.Your best bet is to cross and your fingers and hope they don't ask in the next 12 months.

I think it's best to break out as many of the expenses as possible.Owner occupied, I bet you can do quite a bit better than 4%.Your PMI looks really high.

As the popular saying goes, you make money when you BUY, not when you sell! 

Syndications are good bet right now to get in on or create like we're doing