I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

The main differences, I find, between platforms are the fees and terms.

I have seen plenty of huds on properties I funded for fix and flippers were commissions were that high or higher and lets not talk about wholesalers who might charge 100% if they can get awaay with it.. difference is they dont disclose the brokers disclose to their sellers..

Sale Price vs List Price spike in April from a constant 0% difference.

I have a couple different offers here and wondering if I could get some advice.

Read the various posts about all the different area's many of us invest in.Drill down on what you think would work for you.

Bian,I've insured 2 unit associations and found the bylaws can deal with who owns parts of the building differently. 

How long it takes to be financially ready is different for everyone.

In the Reno Tahoe area there are multiple counties and cities all with different regulations and target users. 

Just a comment regarding differences in some DSCR programs.