I've heard of the 1% rule and I wonder if it is applicable in all markets?

You would then need to re lock or extend the lock and that costs money.Also, if you're unemployed that would need to be stating on the mortgage application and will most likely disqualify you unless there's other income besides rents.

.- If a qualified applicant on the waitlist is ready to sign but won't sign without a showing, I coordinate to have the residents prep for showing.

I am wanting to find somewhere to preform a background and credit check once I have had people fill out an application releasing their information.

I have asked her to fill out a lease application and she refuses to, she all of a sudden has all 3 months of rent but still refuses to fill out rental application.

If the first applicant for example, meets all of the criteria but I want to continue collecting applications and weigh the best ones after say...

Staffing to handle all calls, showings, maintenance, interior home visits on a regular basis and strong attention to detail when approving applicants.   

That doesn't just mean that you have them fill out an application, run a credit check, and then let them move in.

As for the Ramsey market, I just filled an Anoka vacancy on edge of Ramsey in 2 days, literally, and my biggest problem is the continuing stream of applicants for the unit, lol. 

Get a lawyer to get the paperwork right, and it shouldn't be an issue.Wonky back alley type paperwork typically results in a no-go for that refi loan application.