A couple tangential comments that I learned while working in retail (underwriting deals, operating deals, financing deals and leasing deals):Access and visibility is key for most retailers.  

If so, does it also tie up the tenant's ability to obtain a moving permit?

But besides the rate, the key here is working with a lender that has a smooth underwriting process.

Workers dont show up, supplies have shortgages, weather is never our friend lol, and patience (along with flexible but still reasonible planning) is key! 

You househack in one unit, stay there a year, rent it out, and move on to the next property.https://nj211.org/resource-search/program/63456651

Get the lock that also has a hole for a physical key  and then have a good ole fashion lockbox with the key in it as a back up Example of yale with key Dont get one like this without a keyGOOD LUCK!

I moved from Portland OR to Columbus OH myself to start with real estate investing.

But if its pretty close to move in ready, then DSCR is your option. 

After they moved out and the new tenants soon moved in, we must have the handyman to fix the upstair carpet and board and downstair ceilings.

I understand the value of the location and that it could probably make me more in rent once my current tenants move on.