Typically, if they do not file such claims within 1 year, then the transaction is final and the title insurance company will issue a policy. 

According to Airbnb's Major Disruptive Events Policy, you should be able to cancel without any fees to you or the guest. 

Zillow will also offer climate history of a property alongside custom tailored insurance policies and carriers. 

I finally had to take a hard stance regarding my specific policies to curb the complaints.

Assembly Bill 1771, also known as the California Housing Speculation Act, aims to change real estate tax policy to discourage investors from quickly reselling properties like single-family homes.Under the proposed bill, an additional 25% tax would be imposed on the gain from the sale of a qualified asset (including homes) within three years of the previous sale.The tax reduction is dependent on the number of years passed since the initial purchase of the qualified asset, ranging from a 20% reduction for sales occurring between 3.01 to 4 years to a 100% reduction for sales occurring more than seven years after the initial purchase.The revenues generated by this tax increase would be deposited into the Speculation Recapture Community Reinvestment Fund, which aims to support affordable housing, local governments, schools, and infrastructure projects.The bill is introduced by Assembly Member Ward, and the proposed tax changes would take effect from January 1, 2023.Assembly Member Ward argues that short-term investors in the market, including fix and flip investors, contribute to rising housing prices, limiting opportunities for Californians to purchase homes.While the bill may discourage short-term speculative transactions, it is worth noting that California's tax laws still provide certain advantages for investors, including unlimited tax write-offs and depreciation benefits.The bill is subject to legislative approval, and Assembly Member Ward will speak publicly about the bill at the San Diego County Administration Center on a specified date.Please note that this is a simplified summary of the bill and its potential impact on fix and flip investors.

MONEY, economic policy, THAT is how it's done and evidence is today and yesterday because it's coming true as we live it now..... 

Should I close my LLC and Quit-Claim Deed the property back into my name and just do an Umbella insurance policy?  

Cashed in insurance policy they purchased years ago to help out their cousin starting out in insurance sales6.

We are looking to switch our insurance policies for our rental portfolio.

Sounds like your lease and your personal policies need to be refined.