Mintz's stuff does offer that kind of protection, since it's geared more towards people who already have large assets and have multiple potential lawsuit exposures (physicians, business owners, etc.), but it gets incredibly complicated and expensive.

Now when I go into a physicians office for an appointment I can't help but check out the waiting room floor to see if they're using carpet or tiles. 

I am a physician/business owner in Sacramento California. 

I have $280,000 in student loans and know that if I were to get a loan it would need to be a physician loan.

It's geared towards physicians, dentists, and other moderate to high income professionals.

The examples I regularly hear are for physicians, tech workers, etc. who certainly make well more than what we make so how are those individuals not impacted by the AMT?

Police, painter, plumber, preacher, physician, prostitute etc.

As a physician, who understands MAJOR debt load, please don't get caught up in "living like a Doctor" syndrome.

What is the best way to approach physicians about my investment strategy?

The thought behind physicians loans is that we have a very high debt to income ratio especially during residency, when we make about 50k/year but may have Med school debt >250k.