I see the merit (you can make more profit), but I really like having an agent, and if & when I start making offers directly to agents, I will still keep my connections with my current Realtor.

Seems to have plenty of merit to me…if it didn’t why would the article above have been published?

So a big question that I'd like to ask everyone is what they think about the merits of those two relative to each other.

To me a professional site will be where you can find a lot of bells and whistles added to it and a basic site will be a site with just the right information: -About us-Contact us-Some recent news-May be a blog etcThe look could be great for both the sites, which will depend how much you want to spend and the merit of the person will do it for you.

While the program does have some merit, losing the financial incentives to the lender due to your loan size is not likely to have a material inpact on your deal - because of the size of the deal the incentives are really nominal to the lender.

Yes, a dog bite victim can chooses to sue you, but that doesn’t mean the lawsuit has any merit.

Hopefully you'll be clear as to which you will be using in evaluating merits of a deal.

As far as what the bill will or won't do, or the merits of HMOs, again, not the point of this thread.

Tom,I am investing in Western Michigan with another BP member here.My general thoughts are that it's been punished for being in the same state as Detroit, but as an investing hub it has enough of its own merits to be strongly considered.Just like any other city, there are war zones.

Jesse, I think your argument has some merit.