Marketing to "dangerous dogs" owners
I put "dangerous" in quotes because the insurance companies I'm dealing with seem to think any large dogs are a threat and ban them.
My agent told me that having the tenant get renter's insurance will not work because a dogbite victim can just decide to sue me instead if they choose.
But these people are obviously renting from some landlords, somewhere. I was thinking it could be a great niche to be able to accept these dog owners and possibly charge a higher rent.
Is there some way to get them to buy a separate insurance policy on their own for the dog (NOT renter's insurance) that can include the landlord as a co-insured, and offers real protection? There must be a workaround for this.
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I've had applicants ask about dogs, and they always say "it's the sweetest dog" when I asked what kind it is. "Sweet" is not a breed, and when asked again, it's almost always a pit bull. Or a rottweiler. One applicant said she had 3 pit bulls but they weren't aggressive, they were just for companionship. Right.