But here is where your confusion is: I state, pretty clearly I think, that doing SubTos when you are underfunded is very, very foolish.Subject To – Why You Need Money To Buy Using "Subject To" (SubTo) - Safely, Legallyhttps://www.biggerpockets.com/forums/311/topics/1141313-subj...Using Subject To, to Get "Free" Properties - A Quick Guidelinehttps://www.biggerpockets.com/forums/311/topics/1060320-usin...SubTo - Before You Spend A Lot of Money on Subject To - Read This - Wisdom at Workhttps://www.biggerpockets.com/forums/50/topics/1141525-subto...Of course, I teach Subject To & Lease Options to people "One on One", to keep people out of trouble.

You can spend $150-200k and easily hit 1%.

Finding a decent contractor might be one you want to spend more time on in the start since it could take longer to find.

My own personal experience is that a huge stressor has been lifted since I've stopped spending hours looking for and analyzing deals and my index funds/stocks are doing well (just hope it doesn't decline in value when retire from my W2 job). 

You'll spend more chasing them than you'll collect.

As long as it cleans my bum I don't really spend a lot of time thinking about it, and I suspect most of your guests won't either.  

Spend more than half of your total working hours in an RE business in which you materially participate.2.

For example when someone wants to have financial freedom and spend more time with family, but then sets a goal by creating a heavy active income stream that involves their personal involvement daily.

Lastly, while birth rates are declining the # of pet households is increasing.   

Do I want something a bit more active or passive (how much time do I want to spend on this property or property project) That should start help you narrowing things down a little and once you're clear on all of that you'll have different criteria to overlay on when looking at deals in Perth/Melb/USA to fitCheers