May you find creative ways to finance this model a few more times while you are young!

. - could be a creative solution

and it's not that anywhere is "saturated," it's that prices AND rates are high.or as @Travis Timmons said - a creative niche that you excel in will cashflow. 

Due to rates and overall market conditions, it isn't easy to source a deal that cash flows unless you implement a creative strategy or put more than 20% down.

5.Other Creative Financing – Are there any creative financing options I should be aware of?

Since then, I still do some creative finance, but also do many BRRRR which also I have to buy them at a healthy discount.

All real estate investing (not including some creative strategies) involves acquiring real estate.

I do agree some rents versus house prices can be difficult, but being creative is key...

In short I want to know ways that you have made deals like this work and/or any creative solutions for keeping a tenant in place. 

After reno, ABC Investing Corp wants to sell the property for $135K so, my father gets it under contract for 135K and wholesales it to retail buyer Khadijah for $150K which she uses a mortgage to purchase.Am I being too creative with my thinking?