In certain circumstances, your broker may send you a tax document reporting the distribution as taxable, but you would be able to go back and amend those tax returns once the distribution is paid back. 

@Sami GrenStandard amendment.

Most places are a few years behind because they then add amendments to the IBC.

Usually a 30-Day notice for an amendment to a lease, but check your local laws.You're right. 

There may be a need to amend the return if there are issues.

@Sami Gren I would probably just do a lease amendment once you have the new amount for February.

And if there is something you don't like in a contract, ask the contractor to strike or amend it.  

When you re-pay the withdrawal (within 3 years), you file an amended tax return and will be reimbursed for that year. 

We also underestimated the environmental component of the renovations leading us to have to expense testing we had not budgeted for and amend the project's final sow to work around those challenges Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

We also underestimated the environmental component of the renovations leading us to have to expense testing we had not budgeted for and amend the project's final sow to work around those challenges Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?