Luckily both sites collect the taxes for our place.Our little town did implement a 1% tax that I have to pay separately.

@Na Connolly, talk to an eldercare lawyer there are likely multiple issues to consider here.

Do I need to get a real estate lawyer? 

Hiring a lawyer sounds expensive, but it is way cheaper than hiring a amateur (in this case yourself) who costs you money and provides no results (and then you need to hire a professional anyway).My personal philosophy is to "do it right, or do it twice" and its way cheaper to do it right once. 

A lawyer might be able to answer this better, but most rentals fall under fair housing laws (there are exceptions) and that protects against discrimination based on familial status which means children or someone who is pregnant.

>on top of dealing with insane lawyers and social workers who believe that less fortunate people can hurt wealthier people.   

My question is can anyone point in the direction of someone who could represent me in this matter maybe a lawyer or attorney, or someone who knows the fire code and who can be clear and concise on what I need.

Our agent is not an expert on this type of deal but suggested a short loan term of 3 or 4 years and a balloon payment and written up by a lawyer. 

I recommend that you contact a lawyer to setup this process for you.  

Any way around paying the very high property tax, school tax etc. in SC?