It doesn't add layers of physical damage coverage or cover things that wouldn't otherwise be covered.

By the way a year ago the same umbrella policy that I had brought in on the car  accident stopped covering vehicles in CA.  

What do people use to do so, especially anyone on Central Ohio? 

So I would caution everyone to make sure the replacement cost for your improvements will realistically cover your actual replacement cost in the event of a total loss.

Another option is to explore private lenders or HELOCs to cover the equity.

Insurance typically covers only the directly damaged area, not undamaged flooring, even if it's continuous.

For example do you have a great w2 and can you afford to cover costs of a major repair or 3 months of vacancy?

If you can’t “always close” on every home you put under contract, aim for 90-95%.

I’ve been down that road of carrying a line of credit on a property before, and the stress can realy pile on when you’re staring at that monthly interest.

With the increasing number of lawsuits and penalties for TCPA violations, I'd like to cover my backside and remain compliant.How do you scrub your lists to ensure you’re not contacting people on the Do Not Call list?