I recently condensed the pre-qual questions into one screen and only like 15 fields/questions total (more reading but less clicks).

This was pre-internet for this sort of thing, so I drove into town and grabbed all of the real estate magazines from the Maverick.

So, I think you have a risk factor in upstate New York that you don't get in most other areas (it's not where most people would choose to live).I think upstate New York one of the few areas in the country you can cash flow in B areas with 80% downpayment, so that's nice--in terms of deals, I think the numbers still work out at market prices.Finally, the property taxes are very high in upstate New York. 

Rent is always pre-paid, not paid in arrears. 

You can make straight Roth contributions or convert cash as you’re talking about but you can also convert assets from pre-tax to Roth.

Look for pre-foreclosures, tired landlords, probate leads, and tax-delinquent properties.

Expanding Seller Targeting – Reaching the Right PeopleInstead of focusing on one seller type at a time, we stacked multiple high-motivation lists:✔️ Absentee Owners – Often ready to sell✔️ Pre-Foreclosures – Urgent need for fast cash sales✔️ Tired Landlords – Burnt out from rental headaches✔️ No HOA Properties – Easier for investors to flip or rentBy broadening our reach while tailoring messaging per seller type, we ensured a steady flow of highly motivated leads.2.

the investors that i have worked with value a pre assembled team. 

Since you’re pre-approved, weigh the costs, risks, and rewards of each market before making a decision.

To get started, keep saving, talk to a lender to get some real numbers, find a realtor, :) and get pre-qualified about 3 mos before summer 2026.