Hi @Esther IrokoPlease kindly ignore all the specific advice from Americans as the landlord-tenant laws are so different in Canada.

-any major differences among your 4 properties?

Or like you said they can purchase less and pay tax on the boot difference.

If I was starting all over I would do two things different:1.

Luckily our tenant is easy going. his entrance has a different front door but not his own house number. 

Make sure to vet and look into multiple different PM's per city.

Talk to different agents in different brokerages and get a feel for what might be a good fit for you.

Another option is a DSCR loan where some lenders have shorter seasoning or waiting periods- I've seen some that are three months which can make a big difference for an investor getting cash out of a deal and using it on a new project.More info on DSCR loans: DSCR loans won't use your income to underwrite the loan.

Having my savvy husband on-site made ALL the difference!

My recommendation would be different if you were a high-income earner or if you wanted steady equity growth.