Not having any money is usually a symptom of lifestyle.  

If they are only lending 50-65% of the current value, the property will be the most important factor in their underwriting decision.Not having money for DPs is usually a symptom of other things.  

You can treat the symptoms over and over again or you can cure the disease.

Trust me, I've suffered both symptoms.

My "Why" just got reinforced today when my diabetic mom told me she fell on the floor getting out of bed this morning due to a diabetic-related issue.

NO NOT rehab a property you don't own.If one needs to borrow the 1-1.5% of the price in option consideration, that is a symptom of larger issues.  

Most of these customers let me know in advance the model and the symptom so I have a few days to get the parts and schedule the repair between my other jobs.When it's laundromats or senior housing places, where everything has to be fixed the day they call, I always charge a minimum no matter how long the repair takes because I have to make last minute changes to my schedule to accomodate their needs.

Sorry I can’t be more informative, however we’ve not been informed by either tenant that there is an issue (e.g. slow drainage from sinks/toilets, gurgling or other symptoms of a full septic tank).

Not having money is a symptom of underlying issues.  

But what you're describing is going everywhere and not really a symptom (totally) of a bad broker.