So you would have to compromise on one for other.

The compromises and terms that you'd have to accept for a lender to take that amount of risk would likely be a bad idea.

So I made a compromise with myself, instead of putting that $100 directly to my principle, I'm opening a brokerage account that will have $100 deposited into it automatically every month and invested in index funds using dollar cost averaging method.

PAL - passive activity losses limitationsHere's the compromise our tax system created.

I agree with the need of a furnace.Most mountain cabins have hot tubs.Emergency generators aren't cheap, but great to have during a sustained power outage.I've thought a battery backup system might be a good compromise.

I think BRRRR can still work really well under 2 conditions: 1) you have another substantial source of income and your capital is somewhat renewable (I don't) or 2) you're willing to compromise on your target areas and move to secondary, tertiary, or out of state markets (I am not) or 3)  you're very lucky and/or skilled at acquisitions (I am from time to time).  

Are there ways to reduce premiums without compromising on coverage?

Guests are willing to compromise on minor inconveniences if they’re staying in a prime location.2.

Day of the install after all the material is off the roof you’re asked for more money due to lack of material, i.e. compromised wood that was not inspected when it should have been.Just like a mechanic, you probably wouldn’t trust him if he told you you needed a new transmission but never popped the hood. 

- My opinion is you should try to negotiate a compromise with the seller and if that does not work out, sue in small claims and hope for a positive outcome.