Quote from @Cory King: Hi @Bill GrenierThe amount of structures can have an impact on financing but there are options out there.

During this time I did not have any utilities turned on, and when I called to have the water turned on today, I was told there was a charge of close to $500 as a service fee going back to when I purchased the home in March 2024.

@Martin Zitzelberger couple thoughts:Not sure how long you've lived there, but most humans adapt to the environments very well.

My duplex cost me $620k and requires only a small amount of cosmetic work2/ With remote work more people are moving to NH because they don't need to go into the city as much3/ Some people are sick of MA politics so want to move to more conservative NH4/ There is a housing shortage in NH. 

Is there any kind of seasoning or issue I should be aware of with moving into this property eventually?

There are more vacant houses there than fleas on a camel. 

On the Schwab accounts I manage we don't pay that but, it's there.

There’s no one answer, a lot depends on the investors personal financial position, tolerance for risk, goals, etc.  

The reason I ask is at that rent point there is no profit on a sustained hold.   

Whether you want an Airbnb in a vacation spot you can use or a standard single-family home in an appreciating area, there are many options.