Having a poor appraisal is a good way to have loans classified if they have poor payment hsitories and are noticed.You can get into commercial areas where the sales approach may not be the best approach and often you can have unique properties, the income approach may be more applicable.

If I've misinterpreted your post and you have something unique to bring to the table (cash, leads, volunteer your time for a few months, etc), you should mention that.

Jon Klaus, my schedule in Houston is a unique one. 24 on, 24 off, 24 on, 5 days off.

Ryan DeGennaro & Wayne Brooks,Wayne, Florida is unique in that foreclosing on a tax lien results in an auction of the underlying property.

. - If you're blasting mail out to every single property owner in 12345 zip code - writing a meaningful an applicable message will be difficult, because there is nothing unique about mailing to everybody).I use a few different formats for my postcards (depending on who I'm mailing to), but one of the most common formats I use is the double-sided template.

Any feedback helps):Property #1 Purchase Price: $73,000 (I believe it will be appraised at $85k+) Rent: $895/mo Ins: $60/mo Prop Manager: $72/mo Taxes: $1665/yr Mortgage: $0 (paid cash)Property #2 Purchase Price: $63,500 (I believe it will be appraised at $90k+ after siding & carpet) Rent: $925/mo Ins: $60/mo Prop Manager: $74/mo Taxes: $1200/yr Mortgage: $0 (paid cash)Based off of the expected appraisals on these homes, I could refi and get most of if not all of my cash back out (I also have more cash available I haven't toyed with yet).

I have a unique perspective on it.

I'm merely taking what my overall unique visitors are vs total leads converted.

You are in a very unique position indeed.

Also, as a fellow realtor, you may be able to get inside info on deals coming down the pike.I'm toying with the idea of getting a license myself.