It's not your typical investment story, let me warn you.

This master bedroom has sliding door to outside.The question is: How do you utilize one unit as 2 units? 

That’s loan payment, property taxes, insurance, maintenance, utilities etc etc.

I have delt with this for 10 years in the Cleveland markets, typically 500 or so MAX, again looks worse than it really is.

Typically, no.I bought my first primary residence in 2007.  

The most typical is 6 months of seasoning. 

It's best to utilize one lender and revisit them as you will get better terms/pricing on each new deal. 

STR should be a strategy utilized to cash flow or break even on expensive property. 

In Wichita, Kansas, the typical property price ranges from $180,000 to $220,000, so there's a strong possibility you'll locate properties that fit the plan, particularly if you can buy distressed properties for less than market value.Rent-to-Price Ratio: To evaluate the possible cash flow from rental properties, analyze the rent-to-price ratio in your market.

But I don't think that should change your refinance or how the 203k is utilized.