I hope this makes sense as I am describing it but feel free to ask any questions on it. 

Feel free to shoot me a message or email!

Feel free to PM me anytime.

I welcome any tips or suggestions that will help me get started.

I feel a rent increase is semi-conservatively 150 to 200 with new reno.   

I feel much more confident and motivated to begin my real estate investing journey.

Ultimately, I decided the risk of dealing with the bed bugs and dog incontinence was too risky and didn't feel they would be there long term.  

I use my Feelings.

@Wayne Kennoff- thanks   1) getting a personal referral is a good place to start 2) if you have narrowed down the options to a few -  contact both on the same  days and ask them for whatever  quotes  for your scenario ...ask for a loan cost worksheet  if  possible .  ...if their pricing ends up being  the same - make a decsion based on the  feel  for  cutoner  service you get when communicating with them.   3)  make sure they  disclose all the fees  related to the  refinance  ( not just their  own fees ) ..4)  reviews are   hard to  use to make a decision ( as you found out ) 5) rates are pretty high right now for rental  properties ....if you can wait to  refinance - you might consider doing so ...if you need to refinance - so be it ...Good luck 

If you would like to connect on sourcing potential deals in the market, feel free to reach out.