Servicing fees in general can really eat into your returns, notably on lower-dollar loans.

Because of this I believe they are not able to get water, either they are not who they say they are or they have some kind of balance. is there anything I can do too regarding the water situation?

(other notable books that are high on my list are Outwitting the Devil - Napoleon Hill & The Richest Man in Babylon - George Clason).

What happens if I am not able to sell?  

I am sitting on cash and lost little in the stock market because I don't invest much there.What is giving me cold feet is the giant number of unemployed, the number of companies that will never be back, and the attitude of entitlement being sown by a growing segment of politicians and population in general............."

She gave me an excuse that it was “her sister has COVID” and was not able to pay rent.

One thought I had (if I am not able to get them to pay up or at least leave) was since residents over 2 years need 60 days notice for non-renewal, I include a clause to increase the security deposit to two months (currently one month) 31 days prior to renewal, with the justification of required notice.

Of course the head of a giant company works to influence the prevailing powers that impact them DUH, that's what anyone with an ounce of intelligence does.

That way you have means to go after the contractor and another company will take over in the case of default (i.e. contractor file bankruptcy, not able to finish the work). 

.- I'm self-employed, but I'm generally not able to meet my personal and business expenses via my self-employment income alone.- I also have a debt obligation to the IRS totaling $10k and at an interest rate higher than what I imagine I could obtain through a cash-out refinance.- I have enough cash in an Inherited IRA to put towards a down payment for a next rental property.