They would have all the proper paperwork to facilitate that type of transaction.I personally have never lent my money out to other investors, but I know plenty who have.

We are hoping to get some recommendations on local hard money lenders and GC’s to reach out to while we get started.

The last thing you want to do is have a long work day and then have to spend some hours on your rental properties.Hopefully you make good money given your credentials, position and the firm you work for.I would try to make your real estate as passive as possible.Try to find a third-party firm that can do as much as possible for you.Maybe you can find the property and they can do everything else from managing the rehab, finding a tenant and managing the tenant.Best of luck.

Nicholas,You do not need to put money down if you have your certificate of eligibility DD 214.

I have an amazing investor lender that does DSCR, hard money, no money down fix and flip, and traditional loans as well. 

A week later the neighbor came to me again with a bill of $1075 for detailing telling mr he doesn't know who is paying but he wants the money this week!

However, that's cheaper than hard money and it got me in the game.

Those numbers would be ok, but do you have money for the downpayment, closing costs, capital expenditures, 15k for reserves?

But I also realized she has tried to get her rent reduced twice before this was even ans issue which makes me feel like it’s a money thing also.

They are fishing.The next door neighbor of one of my houses put my house as a listing and booked it to a couple from out of town for a couple of nights.The perp found out when it was available, didn't book and found a party to give them money "on the side" to "save the fees" and booked it to them without me knowing.