source? 

One person booked at the normal rate instead of what we quoted and the other somehow had a pet fee attached which we still don’t understand since we do not have that as an option.  

@Cliff ConnorRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Hi AllWe are under contract on a 4-plex and I am shopping for Loan options.

I personally wouldn't entertain the gift option as I think its an unnecessary step and it can take significantly longer. 

Exploring options to get as much of it as possible to 7' ish ceilings.

Wall Street often doesn't highlight these options because they make money from the fees on traditional investments, but with a Self-Directed IRA or Self-Directed 401(k), people can take control of your retirement savings and invest directly into real assets if they wish.Here’s how it works:1.

I want to understand my possible options to get started with real estate. 1) Should I buy my first house first?

Mubasher, I don't have a source for you, other than a guru, such as Lou Brown.

If you use a DSCR loan, the lender will underwrite against the property's income, your personal credit and experience, and will source whatever downpayment funds you use.