@Charles Bright  Rates are based on the type of transaction (purchase / refinance / cash out refi), occupancy (owner occupied or investment), credit score, loan amount and percentage down payment, property value or purchase price, and property type (SFR / 2 unit / 3 unit / 4 unit).  

What is your fico score?

My credit score and income are good. 

Yes, you can spend money on extensive renovations if you don't want to realize that income, or some version of that, and it may be advantageous to some very wealthy people with multiple healthy income streams and properties, but you should be extremely suspicious of that.

For example, if you are interested in only gathering rent, then Credit Score is probably going to be a good tool to use.

But until I am "host-worthy" I might as well network and find them because thats my version of fun.

I have a 680-690 credit score.

Places that will be easy to sale and easy to rent with quality renter ) credit score over 700 and anual income 45 times of rent )Anyone has any suggestion where should I look and preferable with a zip code ?

Places that will be easy to sale and easy to rent with quality renter ) credit score over 700 and anual income 45 times of rent ).Anyone has any suggestion where should I look and preferable with a zip code ?

NYT article says:With FICO (the scoring model required by Fannie Mae and Freddie Mac), credit inquiries for mortgage loans that are less than 30 days old are ignored and have no impact.