Advice Appreciated: 6 Unit Deal

[Jerad Casto]

I'm interested in a 6 unit complex in my area.  The lender I am trying to get prequalified through is requesting 3 years of tax returns from the seller.  The seller provided the tax returns but the claimed cash flow has taken a sharp decline the past 3 years to as low as $61 in 2015.  Any advice on how to convince a lender that this is obviously for tax purposes?  I've checked out the building and run the numbers.  They have 4 tenants that have been in place for over 15 years and the rents are way below market but its in great shape.  Has anyone come across this before?  

[Jerad Casto]

Thanks Brie.  I was afraid of this.  I may see if the seller will entertain owner financing.  20% down, 4.25% on 20 year schedule with 3 year balloon.  Give me a chance to get 3 years of solid financials.