I have never used the documents directly, but I do refer to them occasionally.  

I would occasionally hold back a small amount from subs until I had my final inspection or a U&O but not a sale, contract, or home inspection. 

I had never seen that in 4 decades but I bought it and got title insurance so I know it can happen.I buy NPN VERY occasionally and like you for only one purpose to own the asset.. 

A guest is not considered an additional tenant until they have lived in the unit for 30 or more consecutive daysMy mother-in-law began dating a nice gentleman a few months ago, and like any couple, he stays over a couple nights a month and visits occasionally to spend time with the family.

As Frank mentioned, you will occasionally get an appraiser that is having a bad day.  

Occasionally I will update the windows or replace a roof.  

We occasionally discuss this in the BP Questions forum.

Many who are just fine but also the occasional partier, parking multiple cars in the street in front of your house and staying up late creating noise?

I've purchased from wholesalers and the occasional deal off MLS, though they are becoming more rare.

Call and call and call and call...and network occasionally.3.