I'm sending an email to their customer operations department.

Then I typically get as a response, "But I figured if I contacted the bank directly, I could cut out the middle man and save us both time and money", and while on the surface that may sound good, any perceived time and money savings is all but gone when I have to spend time and money explaining to my examiners, regulatory agencies, auditors, CRA agencies, Compliance Departments and so many other entities why I sold a home through direct contact and negotiation with a buyer, instead of listing it with an agent and maintaining that "Arms Length" relationship.

Lie to me in a loan, sorry, can't help you.Never lied to a tenant (or anyone intentionally in RE, yes, I'd say that dress looks great on you dear), never needed to as telling it like it is does the job every time.Believe me, the word spreads, liars lose. :)

Dear Newbie Investor,I am no longer available to work with you.

Select a mortgage banker/broker/company whether its may be the mortgage department through your current bank/credit union who can actually pull your credit and may advise you on what mortgage products/programs that are available based on you credit score or the minimum credit score required for certain mortgage programs , income and things of that nature as well as the price range in which you can qualify for which may be higher/lower than the range you are currently looking in.Many areas have a larger inventory of distressed properties, which may be foreclosures, short sales or bank owned (REO) which sounds like what you may be touring now.Allow only 1 mortgage broker/banker to pull your credit as too many inquiries can affect your credit score.

On this site I don't see anything about that:http://www.realtor.org/rmoprint.nsf/pages/assistants03dThe California Department of Real Estate (DRE) has promulgated "Guidelines" on what unlicensed assistants may and may not do.

He may just like to leaf through it.Sorry I couldn't be of more specific help in the marketing department!

Those most applicable for a CFPB examiner will be first within their agency domain, then in light of other agencies such as FDIC, Comptroller of Currency or Treasury Department regulations pertaining to lending, if an examiner can't peg the issue at that point, it's questionable if the examiner can determine an enforceable violation under their jurisdiction. :)Go Mizzo!

To get a feel you would need to talk to BK corporates lease administration department.

So I sent a warning:*****************************************Dear <tenant>,This letter is a formal notice to you demanding that you make immediate payment of the unpaid rent due under the terms of the rental agreement covering the following property:<rental address>11/1/2013 November Rental Payment $xxx11/3/2013 Late Fee Charge - $xx ____________Total $xxxAs of November 9, 2013, your payment is 9 days past due.