In order to book a showing they have to answer several questions like is their credit score 600 or higher.

A downfall of this process is the lack of tenant screening (background, credit, eviction checks) as far as I'm aware of.

Now keep in mind these banks are usually lending on Experience first capacity second ( your cash) and credit score last and least important.

Completely agree for CRE, people typically get in as an agent or they have lots of cash and credit to start and they are a good client.

They have one checking account or credit card for the business.

Tip: When homes are listed on the open market I play the communication game to get the price down.

A good mortgage broker will be able to get you something in the 5's on a 30 year fixed if your credit and the property will support it. 

I'm currently on the lookout for local banks or credit unions that specialize in offering portfolio or bundle loans for investment properties.

I had 8k saved up, a 10k approval for an unsecured loan from my credit union, decent credit to get a Home Depot card, maybe a few grand to borrow from a 401k, and it was warzone shopping time.

Any tips on finding a builder to build a spec home, most builders I have talked to, albeit few, are custom home builders looking for 230-250 a sq ft which is way too much to turn a profit