I'm curious if he actually has the string of qualifications after his name 

And if it gets to where you make a decision that you aren't going to need it, then pay them off and close them out.In terms of credit and dti qualifications, that is definitely a consideration when it comes to heloc's.

I discuss this in this post:  https://www.biggerpockets.com/blogs/2810/45144-the-biggest-misconception-about-the-solo-401k-plan-qualification- If you are currently with an employer, most likely you wouldn't be able to roll over your 401k into the Solo 401k/IRA plan until you leave the job.

LOL and live way below their qualifications.. they max out. 

@Steven Wade from a qualification standpoint (his ability to make the rent payment) he sounds like an experienced investor who did his homework and wouldn't have issues making the payment.

They want to see the following:Credit Report ( first page showing your middle score )Assets ( First page of a bank statement, IRA, 401k ) They want to know you have the down paymentPre Qualification Letter ( Realtors want assurance that you are gold and will close )DU or LP is the most important ( Desktop Underwriter or Loan Prospector )This is the automated approval showing that you actually qualify.Sounds like your lender isn't doing any of this. 

To his question about whether investing in a stock is better than a savings account, the answer is a qualified, "Absolutely" with the qualifications being that you do your diligence in selecting the stock and the manner in which you acquire it.  

Originally posted by @Shiloh Lundahl:@Roger Steciak But what I do know is that he surrounds himself with with very capable experts in their fields know as Rich Dad’s advisors.I'm aware of the Rich Dad's Advisers and I agree they are highly competent in their fields.In the early 2000s, I discovered Dolf de Roos (I liked him, but not everyone agrees with his real estate qualifications, http://www.johntreed.net/DeRoos.html) and Van K Tharp (no longer affiliated with RD Advisors).

For the rest, you either won't get the opportunity to show how knowledgeable and qualified you are, or those qualifications will be subliminally questioned unless you really "look" successful otherwise.

First, qualification for residential mortgages is a little more rigorous, but in many ways its still easier to place residential mortgage than a commercial one (with the possible exception of credit unions which frequently treat all rental property as commercial).Each lender has their own in-house guidelines about whether, and under what conditions, they will lend (residentially) to a corporation and such loans will require a personal guarantee (frequently all shareowners and/or officers of the corporation will need to provide personal guarantees). if you are looking at 5-6 unit (residential apartment) properties, keep in mind that though these are technically commercial properties, a couple of the Big-5 will underwrite 5-unit (CIBC, RBC) or 6-unit (RBC) under their residential lending practice - for you this would mean better interest rates and no originating/administrative fees.