I’m just trying to do all I can to get creative with my options haha and having trouble finding this exact info online.

In my current analysis, I'm (trying to) take that into account during our "move out event", including converting to a conventional loan, renting out both units, etc.

And on top of that another $50k in student loans, and $20k auto loans. 

@Igor Balakhnin, the duplex hack with a primary residence loan is one of the most powerful ways to jump start an investing career. 

I self financed it until I had to take on some loans due to delays and cost overruns (ever heard of such a thing???).

Online I found that tenants are not required to pay the difference between their vocher amount and any remainder of rent.

You can have no credit if you haven't had anything in your  name credit cards , loans etc.

Because of our mortgage conditions, we are going to be moving out of our condo, renting it out, and into one of the 4 units in the new building.My father's conditions for assistance were a loan for down payment, along with funds for renovation work.

Did a home equity loan to pay for the water & sewer lines, removing knob and tube, some new flooring and some plumbing fixes. 

You can also check their reviews online at Google, Facebook, or Yelp.