Rents naturally lag behind, but I'm confident they will catch up! 

Thankfully we do have a French Drain, which appears to catch the flowing water as of now. 

Not super complicated but like to get another per of eyes to look at my past filings to see if there are opportunities to optimize the REI part.

In the eyes of the city, I'm someone that rents my property monthly that happens to market it on Airbnb so to me it's a safe investment.

Some charge $25-40 to service the loan then add on fees for escrowing taxes and insurance, and increase the base rate if the loan goes delinquent, and then take the entire late fee when the borrower catches up.Our servicer charges $18.50 a month, including escrows.  

Seems like plenty of people have eyes on these properties. 

It opened my eyes to the amazing tax advantages of real estate that i wasn't aware of.

No matter what option you decide to proceed with, I would recommend keeping an eye on the estimated value of your home and refinancing once you think you are close to 80% LTV.

@Michael Facchini and @Zack Karp, do you have a few minutes today to catch up?

The cap rate looks to be right around 7% with my cash on cash return around 13-15%  but there is one catch.