Since I've been here on BP, I've seen investors treat them as one in the same as well.Here in Canada and elsewhere where I have lived and worked, the distinction is clear as most places do not have mortgages with terms longer than 5-10 years (residential or commercial).   

(What is the avg DOM for area) Left outEmergency Account: Living dangerously without this. 1% to 2% of NOICalculations don't assume Janitorial svcs, Scenario 1: You sell at $55,000 and he accepts $6,771 / $55,000 = 12.31% ROI, if bought for all cash.

Jannelle, there is a distinct advantage to having a RE license....you can make and/or save a lot of money in transactions. 

This type’s of Plans are usually managed by the Custodian, and the investments options are limited in the Basic Plan Document:“…limit the available investments for Participants’ individual direction to certain specified investment options (including, but not limited to, certain mutual funds, investment contracts, deposit account and group trusts” (see section 7.22 B)While this plan can be trustee managed, the plan document again limits investments only in the Fund:“The responsibilities of the Trustee shall be limited to the following duties: To receive Plan contributions and to hold, invest, and reinvest the portion of the Fund for which it serves as Trustee, as authorized by the Employer or its designee, without distinction between principal and interest, provided, however, that nothing in the Plan shall require the Trustee to maintain physical custody of stock certificates representing assets within the Fund” (see section 8.02 A.1)You can find out more info about TD Ameritrade 401k plan here:https://www.tdameritrade401kplan.com/Here is a link to the Investment Fund Summary Table showing available investment options if you use TD Ameritrade to set up your Plan:https://www.fascore.com/PDF/td_ameritrade/Investment_Fund_Summary_Table.pdfAlso, in addition to the Basic Plan Document you need to review Summary Plan Description as well as Adoption Agreement, which is where certain features of the plan will be added or removed.

Your market and level of home will dictate the answer to this question, however, let me pint out a distinct difference in two factors here: Listing and showing!

Auctions have there own set of headaches and dangers but we have been fortunate so far.

Not to mention picking up the rent routinely w cash, theres a little danger involve with that and its unnecessary with all the options available..

Mold is a dangerous bacteria to be around and could cause significant health problems, as it sounds like you have begun to experience. 

I think I was making the distinction and I should not have.

I guess when you've spent 20 years in a refugee camp, it changes your perspectives on danger and blight.