Credit Rebuilding....Help?

[Janelle Scruggs]

Hello Bigger Pockets Family, 

I am just now pursuing my interest in real estate investing and decided to check my credit score and whoa.... did I find some surprises!  A lot of errors. Some thing untrue and some true. I got into a horrible accident in 2011 that left me unable to pay everything but I did settle on some debts that I can see is still negatively affecting my score. It is extremely disappointing to know I basically wasted my money to still have bad credit! I have one auto loan and 1 credit card that I have been paying on time. 

By the way I Iive in Georgia if that makes any difference. 

 Any suggestions on credit repair or counseling that wont break the bank? Any websites that could assist?  

Thanks to Everyone in Advance for the help!!!!!!