Hey Cody,No I want to buy and hold and get some rentals under my belt. trying to find my next one actually, wholesaler has a few in Spokane but I don’t feel like I want to deal with Washington politics lolI have rehab experience as well and all tools. 

Or maybe getting a loan and then having 3-4 properties vs. 1 is actually best for risk management. 

The second guy only saw photos and quoted me for $2,500 but was actually unaware of the additional light switch move.

If you're counting mortgage principal as expense that is actually part of your profit.

Or would it be best to have all four individuals on the actual lease agreement itself?

You might be actually underwater on it. 

Yes i've actually already done some of that.

The road is not in, the water main not installed, the sewer main and laterals not installed, etc.Just having the engineering done, and the plan approved, adds significant value to the land, and makes it attractive to a developer who now, doesn't have to go through all that work. while in todays day and age yo would need all those approvals to create a paper lot.. back in the olden days paper lots were created by simply drawing them on a map with zero engineering they did survey though.. and there was no thought given to reality of actually building them or providing services.. 

will lender consider actual rent roll or will they be using market rates? 

@Bryan GonzalezThere's actual advice to take -- strategies, numbers, metrics, blah blah blah.