@Caleb Childs - First, make sure you qualify for the loan. 

I believe it is ok to spend money to increase skill/knowledge and that often the money is well spent.  

God I wish I had bought some then... had no idea how creative I could have gotten.Just keep rolling the way you are, and you’ll have more deals than you can handle, especially with a good full time job’s income to work with.As always, if you’re unsure of your skill at negotiating, etc, find a good partner you trust, preferably with some good experience, like a (good) realtor or contractor, who have value to add and learn from them.  

And, what skills do I highlight? 

I presently has a payment plan / tax lien with the IRS, could I even qualify for a mortgage or financing?

Would you suggest I try to qualify for financing while still married, (obviously I would agree and sign whatever that husband would not be responsible), or do you suggest that I wait until afterwards to avoid any legal/financial complications or wait and find a way to use OPM?

A new LLC has no financial history, and so won't qualify for a loan on its own.It is possible to get a true non-recourse business loan.  

Would I be able to use the income from the property I currently have to qualify for a loan in 2019,  if it gets claimed on this years taxes even though it was just purchased in the last quarter of the year and then claim the income in 2018.Also I used a ‘masshousing’ loan to get this property, would I be able to use a fha loan for an owner occupied property the next time around and only put down 5% ?

And, any Lenders that they put him onto who will allow him to borrow more than he would normally qualify for, will be at Hard Money Interest Rates anyway (which he could already get through {yes, that's right}: google)!

Hi everyone, I am an agent and would like to buy my first home, (the irony, I know) I've done quite well my first year in the business, however I want to know if it is possible to qualify after only 1 year of tax returns?