For example, Texas markets like Dallas, Houston, and San Antonio are "hot", and have been for years.Other markets are very stable with slow but steady growth and offer stronger cash-flow and COC returns. 

The neighborhood is stable as far as finding renters is concern.

I try to look for better areas with less crime/higher average income as those tend to be the most stable.

For me personally (and my company) I've always defined it as follows:  The property is in a stable or growth market.The property is in a desirable neighborhood.The property is new or has been newly renovated.The property is cash-flow positive even if fully leveraged.The property is leased, or in the process of being leased.The property is under professional property management.The property has been carefully selected with renters in mind.Please post any questions in you need more clarification.Continued success!

In my post, I was indicating that you can postpone the monetary giving until you are financially stable enough to do so without undermining your business, while at the very same time, give of your time and talents to help those in need.

Personally, if these have been good and stable tenants, I would not want to rock the boat, because the vacancy and turn-over work can easily cost more than the extra deposit.

Personally, I chose the markets for my investments by looking at the stableness of the local economy.

But the outcome of stringent financial requirements is that the coop remains financially stable, rarely any increase in our monthly maintenance, etc.

Boise, I have a ton of relatives there that I never see and it is sort of stable but if your looking try looking at the Salt Lake City area if your going the buy and hold route.

But they typically have stable cash flow.Just be sure to get very familiar with whichever market(s) you decide to get into.