Sadly, I see these situation fairly regularly (of course, you have to consider my business and clientele).

I have also stipulated that we will require information on each of the residents, so we may run our reports as we would on a regular applicant.

They should know basics, but they often give wrong information and I find myself correcting it regularly.

We bought our first property in Aug and rented it for Sept 1 and were able to count that as a year when getting a new loan because it was on our tax returns - so essentially we were landlords for 1 year and 4 months but they were fine with it.Note that if you take a loss on your tax return that money is taken out of your regular income and will hurt you when applying for a new loan

I attend a half dozen or so on a semi-regular basis (depending on topic).

If I can't opt-out what do I need to be mindful of and is there a way to monitor the use of my information?

Make sure you buy a policy that handles vacancy as most regular policies will start to have issues after 60 days.

Also just a thought to put out there....Does anyone do in-home mailing and if so how much on average does it cost to buy the printer, ink cartridge, and paper material needed to make post cards and also print regular white letters??

Click "Monitor Topic" on the following link for updates on East Bay meetups.

I also used regular yellow copy paper (no lines) after the legal pad style paper kept jamming.