Instead, a lender will want to see that the property currently brings in (or has the potential to based on market rents) enough to cover the monthly principal, interest, taxes, insurance and HOA (if applicable).

The upside:  There is a lot of money to be made, potentially, and every door you add to your portfolio builds your company's value bigger and bigger (vs. sales, where it's a transaction and then it's over).

Try looking into zillow/Redfin and see what your potential rents you can get near the neighborhood by filtering the bedrooms/bathrooms of the intentional property that you are planning to buy.

The house needs a roof and potentially a new septic system installed which they also considered. 

Look for properties with good potential but that may need renovations.

I'm debating on growing my own business from the ground up or potentially starting a franchise.   

I also feel like there are potential tax benefits to a loan instead of contribution/distribution.

The basis of the property remains the same as when it was transferred to you.Gift Tax Implications for Your Brother:Your brother may need to consider potential gift tax implications for transferring his share back to your dad.

By prioritizing open communication and clarity, we aim to deliver successful outcomes while building trust with our borrowers.If you have any questions or would like to discuss further, feel free to reach out.

It’s crucial to ensure those commitments are airtight to avoid potential fallbacks.